Blog

The Trend of Outdoor Living

Isn’t it nice to retire to the comfort of your living room after dinner, perhaps to enjoy a movie on your big-screen tv above your fireplace?  Now imagine doing this outside.  Wouldn’t that be a treat? What is outdoor living?  Outdoor living is when you create a space in your yard that is specifically made for enjoying the outdoors.  Kind of like bringing the inside to the outside.  This trend is becoming more popular, even in climates that experience all four seasons. What are the options? Outdoor living can be as simple as a porch swing or more elaborate, such…

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Latent Defect vs. Material Fact

What is a Latent Defect? A latent defect is anything that the homeowner knows is a defect in the house. They are things that wouldn’t show in a simple inspection and if someone were walking through the house, they wouldn’t necessarily know of this defect or be able to see it.  Mold, previous fires, issues with the foundation or any kind of leaks are prime examples of latent defects. It’s important to disclose these defects because they could threaten a person’s health or safety. What is a Material Fact? A material fact is anything about the property that could affect…

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4 Things Your Agent Should Be Asking You When Selling Your Home

When you’re looking for the right real estate agent to sell your home, you shouldn’t be the only one asking questions. If your agent is truly trying to maximize your situation so that the outcome is the best for you, here are four questions they should be asking. What do you love the most about your house? As agents, we see potential in a home and we have our opinion on why perspective buyers would love to live there. Until we ask you, the current owner, we cannot see the whole picture. When you live in the home, you experience…

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A Day in the Life of a Realtor

As a realtor, I wear many different hats.  Every day is different and I love it! Most times when people find out that I’m a realtor, they say things to me like, “I love decorating houses,” or “Looking at houses is so much fun. I want to become a real estate agent, too.”  While those can be fun parts of my business, it’s those very conversations that have inspired me to tell you about a typical day for an agent and share with you what being a realtor is really all about. In a nutshell, real estate agents assist people…

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What Documents Did I Sign?

Written by: Victor Muzzatti, Esq. of RGS Real Estate Settlements What are all of those documents that I signed at closing? I feel guilty that I didn’t read any of them… How many of you already purchased a home and have gone through the rigors of a settlement? How many of you, during the signing of those documents heard a voice in the back of your head saying “never sign anything without reading it first.” And the next thing you know, you’ve just signed 53 documents and barely looked at one!  Well, let me just tell you that it’s okay if…

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Knowledge is Power: How Much Does it Cost to Sell a Home?

As life goes, the things that were once a perfect fit, aren’t so perfect after a while.  This goes for homes as well, and now, you’ve made the decision that it’s time to move on.  So, you’ve been talking with your real estate agent and you’re thinking about your sale price. Remember that the amount you owe on your home subtracted from the price you sell your home for does not equal the amount you pocket. Here are some of the areas to consider when placing your home on the market and the costs associated with them. Initial walk through….

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Building vs. Buying – What’s Right for You?

It’s the classic conundrum for homebuyers – should we buy or should we build? If you’re on the fence, here are a few things to consider when making your decision. Loan Options There are different options available depending on whether you will be financing a mortgage for buying an existing home or getting a loan for building your home. According to a Capital One article, both building and buying an existing home will require the help of a lender in most cases. However, the financial differences between the two could help sway your decision significantly. Available Loans for Existing Homes…

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Independence Day Supporting Frederick Volleyball Club

This year, we had the pleasure of sponsoring the Frederick Volleyball Club t-shirts for their annual volleyball tournament during the Independence Day Celebration at Baker Park. We had a great time watching the games and doing the 50/50 raffle to benefit the FVC. We’re passionate about giving back to the community and look forward to supporting the FVC in the future! In case you missed us, here are a few pictures from our day…

Why Your Pulled Credit Score Isn’t the Same as Credit Karma

Written by: Jason Sheaffer of Prosperity Home Mortgage, LLC We’ve all seen the commercials proclaiming you need to know your credit score before you make a major purchase.  How do you know the score you are receiving is actually the right credit score?  I speak with buyers all the time that tell me they checked their credit and are disappointed to find the score I pull is sometimes 50 to 75 points lower than they saw on some website they visited earlier that day.  Why would that be?  Shouldn’t all the information be the same? Credit Scores are Industry Specific…

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4 Reasons For Sale By Owner Is Not A Good Idea

You’ve researched your home’s property value, you’ve posted it for sale and in five weeks, you found a buyer. So, you get the house under contract and think you’ve done a great job by selling your house yourself. Uh oh! You just realized that you misunderstood the information you found pertaining to the value of your home and it’s actually worth $80,000 more than you’re selling it for. You panic and want to cancel the contract only to find that it will cost you $20,000 to cancel. Now you recognize that you were that homeowner who thought you had everything…

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